{"id":12634,"date":"2025-09-29T10:33:50","date_gmt":"2025-09-29T09:33:50","guid":{"rendered":"https:\/\/www.craneandco.co.uk\/pages\/?p=12634"},"modified":"2025-09-29T10:33:50","modified_gmt":"2025-09-29T09:33:50","slug":"money-matters-get-ready-for-world-financial-planning-day","status":"publish","type":"post","link":"https:\/\/www.craneandco.co.uk\/pages\/money-matters-get-ready-for-world-financial-planning-day\/","title":{"rendered":"Money Matters: Get Ready for World Financial Planning Day"},"content":{"rendered":"

World Financial Planning Day takes place next week, on 8 October. It\u2019s a day that\u2019s designed to promote awareness of financial planning for your future. Here\u2019s a simple action plan.<\/strong><\/span><\/h3>\n

Review your spending<\/strong><\/span><\/h3>\n

Go through your bank statements. Look at what outgoings you could cut or reduce.<\/p>\n

One way to trim back on your spending is to cancel subscriptions for things you don\u2019t actually use.<\/p>\n

Start to save<\/strong><\/span><\/h3>\n

\u00a0<\/strong>While the rising cost of living makes it tricky to save, try to put away what you can when you can.<\/p>\n

For example, if you save 1p today, then an extra 1p a day every day (so 2p on day two, 3p on day three), you\u2019ll have saved a very useful \u00a3668 by this time next year. *<\/p>\n

Check your savings and investments<\/strong><\/span><\/h3>\n

Did you know that the best easy access savings accounts pay just short of ten times more interest than the worst? ** So make sure your savings are in the very best place.<\/p>\n

Stocks, shares and other financial products often promise a better return than savings accounts but come with more risks. Consider whether putting some money into investments is right for you.<\/p>\n

Check your mortgage<\/span> <\/strong><\/h3>\n

If you have a mortgage, use World Financial Planning Day as a good reason to review it. Are you on the most favourable rate? Are you able to look for a better deal?<\/p>\n

If you don\u2019t have a mortgage \u2013 but are thinking of buying a home in future \u2013 look at what you\u2019re doing to save towards a deposit.<\/p>\n

Pension planning<\/strong><\/span><\/h3>\n

If you have a pension, find out what it is forecast to pay out when you retire. Do you need to contribute more or make other changes?<\/p>\n

If you don\u2019t have a pension, should you start thinking about one?<\/p>\n

Take expert advice<\/strong><\/span><\/h3>\n

The ultimate aim of World Financial Planning Day is to promote the benefits of taking advice from a professional financial planner.<\/p>\n

According to the organisers of the event, Financial Planning Standards Board (FPSB), people who plan their finances stand to be better off in more ways than one.<\/p>\n

Dante De Gori, FPSB CEO, says: \u201cResearch shows people who work with a financial planner report a higher quality of life, more financial confidence and resilience, and more financial satisfaction. World Financial Planning Day is the perfect occasion for all to discover why.\u201d\u00a0<\/strong><\/p>\n

We hope you\u2019ve found these thoughts interesting and useful. Why not help a friend by sharing this article with them?<\/strong>\u00a0<\/strong><\/span><\/h3>\n

* Source: <\/strong>Money Saving Expert<\/strong><\/a><\/p>\n

** Source: <\/strong>Love Money<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

World Financial Planning Day takes place next week, on 8 October. It\u2019s a day that\u2019s designed to promote awareness of financial planning for your future. Here\u2019s a simple action plan. Review your spending Go through your bank statements. Look at what outgoings you could cut or reduce. One way to trim back on your spending […]<\/p>\n","protected":false},"author":3,"featured_media":12635,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[3],"tags":[8,20,25],"class_list":["post-12634","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-advice-from-our-team","tag-advice","tag-financial","tag-jerry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/posts\/12634","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/comments?post=12634"}],"version-history":[{"count":1,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/posts\/12634\/revisions"}],"predecessor-version":[{"id":12636,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/posts\/12634\/revisions\/12636"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/media\/12635"}],"wp:attachment":[{"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/media?parent=12634"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/categories?post=12634"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/tags?post=12634"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}