{"id":6746,"date":"2023-06-19T14:19:43","date_gmt":"2023-06-19T13:19:43","guid":{"rendered":"https:\/\/www.craneandco.co.uk\/pages\/?p=6746"},"modified":"2023-11-06T14:25:10","modified_gmt":"2023-11-06T14:25:10","slug":"property-pension","status":"publish","type":"post","link":"https:\/\/www.craneandco.co.uk\/pages\/property-pension\/","title":{"rendered":"Property Pension"},"content":{"rendered":"<h3><span style=\"color: #618899;\">Property is regarded as a serious investment option and an attractive alternative to a traditional pension. The failure of many pension funds to perform has had a major effect on their popularity and people are now choosing to take more direct ownership over their destiny \u2013 in more ways than one. \u00a0<\/span><\/h3>\n<p>Unlike a regular pension, property investment is not linked to earnings, and you can increase your investment potential (or gear up) by mortgaging so that you use the bank\u2019s money to deliver and enhanced return. Stock market shares do not usually offer sufficient security against which a bank would be prepared to lend and whilst huge amounts can be wiped off share values in an instant, property has generally proven to be a very secure long-term investment. There are no City fat-cats eating your cream, and the rental yield received when you let your property can make substantial inroads to your \u201cpension contribution\u201d especially when purchased within a SIPP (Self-Invested Pension Plan).<\/p>\n<p>It may be that your investment can also serve a dual purpose by providing you with a holiday home or university accommodation for your children when the time comes.<\/p>\n<p>Property is a tangible and manageable asset and, thanks to the many property lifestyle programs on TV, it has become a highly accessible investment, whereas others can be difficult to grasp.<\/p>\n<h3><span style=\"color: #618899;\">Few investments actually pay for themselves in the short, medium and long term, but during these times of low interest rates, rising rents and a stable property market, the combination of healthy and reliable yields and long-term capital appreciation are certainly proving to be an attractive, relatively low risk alternative to other investments. Oh yes, we should state this this is not formal advice \u2013 just our humble opinion. <\/span><\/h3>\n","protected":false},"excerpt":{"rendered":"<p>Property is regarded as a serious investment option and an attractive alternative to a traditional pension. The failure of many pension funds to perform has had a major effect on their popularity and people are now choosing to take more direct ownership over their destiny \u2013 in more ways than one. \u00a0 Unlike a regular [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":6747,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","_themeisle_gutenberg_block_has_review":false,"footnotes":""},"categories":[3],"tags":[8,24],"class_list":["post-6746","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-advice-from-our-team","tag-advice","tag-richard"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/posts\/6746","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/comments?post=6746"}],"version-history":[{"count":1,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/posts\/6746\/revisions"}],"predecessor-version":[{"id":6748,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/posts\/6746\/revisions\/6748"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/media\/6747"}],"wp:attachment":[{"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/media?parent=6746"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/categories?post=6746"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.craneandco.co.uk\/pages\/wp-json\/wp\/v2\/tags?post=6746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}